Essential Benefits Group is an independent insurance agency. We maintain relationships with the top rated insurance carriers and provide a diversity of products for business needs. Our company offers comprehensive coverage at the most competitive price. We are a solution-based team with the growth of our clients being priority one. We specialize in the newest and most innovative healthcare options available to business owners that offer major medical insurance to w-2 employees. Ask us about the CAP plan and learn how you can save on your taxes while increasing employee benefits in a post-reform era. The CAP plan is a standalone product that does NOT interfere with any of the current coverages or relationships currently in place.