Tkarm is a mobile app empowering main street SME brick and mortar retailers with a digital marketplace localized to their target customers that increases in store traffic, sales and enables growth. Tkarm is a real-world solution that is designed to empower retailers to publish creative multimedia advertisements affordably and almost instantaneously directly from their mobile devices. It is a solution to the increasingly complex and expensive costs of digital marketing and advertisings that is not in competition with Amazon and "Delivery" e-commerce apps. Tkarm connects emotionally with audiences the key lies in the utilization of geo-location to highlight advertisements from stores closest to consumers physical location and by providing digital store fronts for consumers to brows offerings from their local retailers thus the user interface becomes a tangible experience that engages consumers and inspires a purchase.