PhoneKhata is safe, secure & reliable replacement of your Udhar Bahi Khata. The app helps in managing credit/debit or account ledger book for small and medium businesses like a general store, pan shop or tea stall. Udhar khata ensures that money related information is made available all the time. Udhar Khata/Credit Debit App is very simple to use and can be used by anyone knowing Hindi, English, Punjabi or Gujarati. ◾App is 100% free to use and secure Accounting App/Udhar Khata book app is free, provided to retailers, vendors or anyone who is giving or receiving money (len/den, udhar khata book, credit/debit) and maintaining these records on books. Udhar Khata book App ensures data safety by ensuring backups and restricted access ◾Faster money(udhar/credit) recovery due to automated reminders Simply sending reminders impacts borrowers to great extents, especially knowing that these records are maintained digitally, affects borrowers mindset and helps in faster recovery of Udhar/Credit. This is only possible in Digital accounting apps/Udhar Khata. ◾Made for Bharat with multilingual support Udhar Khata book App supports multiple languages (Hindi, English, Punjabi, Gujarati, Telegu, Hinglish and many coming soon) and easy to use interface. Accounting App/Credit Debit App works in low network conditions and stores all the records in encrypted format in India ◾Automated data backup The system is ensuring that data is properly stored and live backup is happening properly. In case of disaster, the system is made robust enough to up and available for non-stop usage. This ensures that your Udhar Khata is always up to date and secure.