1. Collective security system functioning and improving, and co-operative activities on prevention of payment cards fraud. 2. Cooperation and interests representation of EMA members in state bodies (National Bank of Ukraine, Cabinet Council of Ukraine, Parliament of Ukraine) concerning card programs development, card business legal and technological issues, as well as cashless payments; 3. Educational campaigns realization for card holders and commercial enterprises; trainings and re-trainings for employees of banks and state bodies responsible for the whole spectrum of cashless payments using payment cards.