Wethaq Takaful aims to apply the Insurance aspects through an Islamic view by dimensioning the person or the group of people's exposure to risk because the Insured participate with the other insureds on a Takaful basis. Wethaq Takaful considers as an insurance system manager and the contributors' money is invested for their sake, and a percentage will be counted in return to the administration Securing installments is owned by the insured and paid by contributors donating it all to one of them whom a disaster befalls according to the fact that it is a donation contract. The relation between Wethaq Takaful and the participant is determined by the second party share in insurance surplus declared by the end of the financial year according to the decisions taken by the board of directors which should comply with Wethaq Takaful's regulation which is to not to be less than 40% of the Insurance surplus net of all insurance provisions and reserves according to our declared balance sheet.