Dedicated to serving clients throughout the US with offices in New Jersey and Florida, we believe our independence allows us to better serve you, the consumer. Through extensive research, our client base enjoys the fact that we educate them on a wide range of insurance products. Our plan of action entails that people don’t just need a policy, they need a plan. The planning producers are composed of independent insurance professionals who offer high quality insurance, financial products, and services to the individual and business marketplace. Our professionals have extensive training and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve. It is our commitment and desire to establish trust and a long lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice. We welcome you to our website. We try to provide the viewer with a basic understanding of some subjects we specialize in. If you have a need for our services, you can call or complete one of the forms provided. Hablamos Español.