Financial Council, Inc. (FCI) is an independent and privately-owned retirement firm specializing in retirement planning and asset management. Dating our roots back to 1957, it has been our passion to become an indispensable partner with our clients as we help them navigate their financial futures. Committing ourselves to the highest level of client and customer service, we have helped our clients pursue their financial goals through integrity, objectivity and experience. Areas of expertise include retirement planning, investment management, income planning, tax and estate planning, and more. Securities and advisory services offered through Commonwealth Financial Network, member www.FINRA.org/www.SIPC.org , a registered investment adviser. Financial Council, Inc, 100 West Road, Suite 504, Towson, MD 21204. (410) 821-9200. This communication is strictly intended for individuals residing in the states of AZ,CA,CO,CT,DC,DE,FL,GA,IL,IN,KY,MA,MD,ME,MI,MN,MO,MS,NC,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,SC,TN,TX,UT,VA,VT,WA,WI,WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Please see our Terms of Use here: http://www.commonwealth.com/termsofuse.html.