TEAM has produced an exclusive insurance product which will indemnify our clients for all costs associated with a planning submission. Our innovative approach has enabled us to offer this unique Abortive Planning Costs indemnity policy (APC Insurance) to all sectors of planning throughout the UK. TEAM is supported by leading insurers ERGO Group AG in association with our exclusive partners at CLS Risk Solutions. APC Insurance provides protection for all planning costs if planning permission is refused.