We at Michigan Pension & Financial, Inc. have been small business 401(k) specialists since 1996. We are an independent firm that, in addition to installing workplace tax qualified retirement plans, also offers individual financial planning solutions for plan participants through Cambridge Investment Research, Inc. This communication is strictly intended for individuals residing in the states of AZ,CA,DC,FL,GA,IN,MI,NC,TX, NE,OH. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Third Party Administration (TPS) services offered though Michigan Pension and Financial, Inc. Securities and advisory services offered through Cambridge Investment Research, Inc. Member www.finra.org, www.sipc.org, brokercheck.finra.org, a Registered Investment Adviser.