Loquat Inc. is a banking-as-a-service (BaaS) digital platform, offering fast, secure and convenient way for Financial Institutions (FIs) to extend digital banking to small businesses. Loquat’s end-to-end solution allows FIs to open small business accounts, instantly issue debit cards, and underwrite loans in minutes. Like the Loquat tree, our banking as a service digital platform helps credit unions, regional banks, and community banks extend their branches to their SMB customers to help them bare more ‘fruit’. We are driven by social responsibility, transparency, and an inclusive approach. Loquat helps small business owners of different ethnic and cultural backgrounds, sexual orientations, and gender identities put their dreams into action. We believe small businesses are the roots of a diverse society that drives innovation forward, and there should be no barriers or limits to their growth.