With just $25,000 of borrowed capital, Bernard Rapoport founded American Income Life more than 50 years ago. Today, AIL has become one of North Americas largest providers of supplemental life insurance to labor unions, credit unions, and associations. AIL provides coverage to over two million policyholders and represents over $130 million in annual insurance product sales. Our Company’s growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and one of the most lucrative Agent compensation programs in the industry. American Income Life’s executive offices are located in Waco, Texas. AIL is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.