When you're sick you see a doctor........ Planning retirement you see a financial advisor........... Why are you trying to handle insurance alone?!?! Things like health insurance, employee benefits, compliance, tax write offs, QSEHRA, HSA, enhanced benefits, management carveouts, or section 125 are things we talk about daily. If those words are not your favorite or you don't have a clue about them, get help from people that are in the know and passionate about this!!