NanoB&K is a digital banking platform with financial inclusion applications such as Digital Payment Gateway, Microfinance, Cross Border Remittances as well as country specific applications such as Agency banking, Border Control Wallet and others listed in our AppBazaar. We use emerging technologies such as RPA/AI, Big Data and Blockchain to ensure that our operations are cheaper, faster and safer. NanoB&K is a bank led model as we believe that instead of competing with the banks, we can together address the financial inclusion challenge. Therefore our business model is unique whereby we take care of the Technology, Onboarding and Engagement of the financially excluded population while the local banking partner assists with regulatory issues, capital provision and marketing. Moreover, we accompany our Tier 2 and Tier 3 banking partners in managing the global trends affecting them but also in improving their operations internally with the support of our Professional Services team with regards to Digital Transformation, [Customer Journey], Back-office automation [Robotic Process Automation, Machine Learning] and Training at various level of management. Our objective of operating in 15 African and 10 Asian countries will make NanoBNK the largest digital bank in the world focused on financial inclusion. We operate from our Head office in Mauritius with our development and support office in Bengaluru. We plan an office in Abidjan for our Western African Operations and in one of the Fintech Capitals such as Paris, London, Singapore or Dubai for our R&I team.