In our world, the world of credit, the truth is hard to find. Hidden behind inefficiencies that have unintentionally deterred and obscured it. We’re here to change that. To lead the way, to set the standard. Bringing the innovation our industry craves and borrowers deserve. By pursuing, revealing, and harnessing the truth—truth in credit. We’re cutting through friction to shape a market that’s more efficient. Empowering our partners to see more and do more. We’re setting a global standard measure of risk that's more effective by design. To ensure fairer access for all. Because we believe in bringing more truth—truth to credit. Theorem is a technology underwriting firm. Our team uses machine learning and data science to identify the best, safest loans in the $100 billion marketplace lending space. We use these insights to manage capital and advise investors on purchasing the best risk-adjusted loans and create stable portfolios across the business cycle. We are a profitable startup managing a 3BN+ portfolio of loans. Backed by both Y Combinator and Two Sigma Ventures, we are based in the Bay Area. We are hiring strategically, with active roles on www.theoremlp.com/careers/