Family Benefits Group is an independent insurance agency with a broad range of Health, Life, Dental and Supplemental products. We've aligned ourselves with some of the finest carriers to deliver these products to you. Why an Independent Agent? There is a difference in how and where you purchase your coverage. Many people don't realize there are three sources for insurance: 1. Captive Agents, who can sell you the insurance of only one company. 2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone. 3. Independent Insurance Agents, who represent a several insurance companies, and research with these firms to find you the best combination of price, coverage and service.