Habitat for Humanity Victoria is a registered charity that brings communities together to help families build strength, stability and independence through affordable homeownership. Through volunteer labour, efficient management and tax-deductible donations of money and materials, Habitat for Humanity builds safe, decent and affordable houses alongside the future homeowner. Each family invests 500 hours of volunteer service with Habitat Victoria. Habitat houses are sold to qualified families at fair market value and are financed with affordable, no-interest mortgages. The homeowners' monthly mortgage payments go into a revolving fund, which is used to build more homes.