Essential Exchange Insurance Services, founded in 2010 by Principal Cathy Little, is a California-based retail employee benefits insurance brokerage firm specializing in servicing Employee Benefits Plans for small and medium-sized clients of all types of industries in the greater San Francisco Bay Area. Essential Exchange is a business that gets back to the basics of delivering a high level of customer service excellence and value by providing a proactive approach to service focused on helping clients increase employee satisfaction and decrease the amount of time and cost spend on Employee Benefit Programs.