Chapman, Henricks & Howell Insurance Agency, Inc is a small, rural "Trusted Choice" independent insurance agency that was originally established in 1897 in Cerro Gordo. Justin Howell is the new President and Principal owner of Chapman, Henricks & Howell Insurance. Todd Henricks is now a semi-retired Executive Director for the agency. The agency primarily serves the needs of clients in the central Illinois area between Decatur and Champaign-Urbana.