Oikocredit is a worldwide cooperative and social investor, providing funding to the microfinance sector, fair trade organizations, cooperatives and small to medium enterprises. As a social investor, Oikocredit's work is guided by the principle of empowering people to improve their livelihoods. Oikocredit offers a triple return to its investors: social, environmental and financial. In addition to earning a modest return, investors are secure in the knowledge that their money is being used to improve livelihoods, promote fair trade and respect the planet's natural resources. Learn more: www.oikocreditusa.org