UNISTREAM provides money transfer services across 95 countries and territories, worldwide. UNISTREAM's core business is cash to cash money transfers between individuals without establishing banking accounts. As well UNISTREAM product portfolio consists of cash to account; cash to card; commercial payments (loans repayments, utilities payments, etc.), Internet payments and mobile money transfers. UNISTREAM participates in several industrial organizations: principal member of IAMTN (International Association of Money Transfer Networks), regular participant in BACEE (Banking Association for Central and Eastern Europe), member of Eurogiro technical solution and SWIFT.