We have been in business for 60 years as Fremont's only 100% locally-owned community bank. We began our work in Fremont in 1956 and take pride in the role we have played in the growth of our community. Moreover, we are deeply grateful for the trust and support we have received from you, our Customer and Friend, over the past half-century. The 21st century brings many new and exciting changes to the banking industry. We could promise you that the continued emergence of internet banking will help you manage your money and conduct your banking 24-7. We could also share that products like Health Savings Accounts could change the face of health care spending. First State's vision, however, remains constant... continue to provide you with the highest level of customer service, the latest technology and innovative products. We would like to share with you that our commitment to making Fremont a progressive and caring place to live and raise a family is of paramount importance to the Board of Directors, Officers and Staff of First State Bank & Trust Company. We have an unwavering dedication to take excellent care of our customers. We also have a strong tradition of supporting the Fremont Community. Our bank associates continue to be the people who volunteer in community churches and schools, serve on area boards and committees and participate in the leadership of Fremont. While it is impossible to represent all of the causes we care about, know that strengthening Fremont and its citizens is our focus. Investing in Fremont... it's more than our tagline. It's what we at First State Bank & Trust will continue to live and believe in for the coming years.