Our firm provides comprehensive fee-based planning and wealth management services to business owners, professionals, and other middle affluent clients. We believe in a comprehensive approach to planning, and provide a panorama of services including our Financial Clarity Planning Process, a full line of diversified investment products, and a complete line of employee benefits packages for small businesses. Using a values based approach, we analyze and plan a client's retirement plan, investment portfolio, income tax strategies, risk management, estate planning and business succession issues. Our recommendations are based on your specific goals, needs, and circumstances. We focus on helping you get to where you need to be to succeed. Securities, insurance products, and investment advisory services offered through FSC Securities Corporation and its affiliates, member FINRA and SIPC, and a registered investment advisor. Certain insurance products are offered by Karen Codman, CA insurance license 0B90642, as a licensed agent independent of FSC. Investments in securities involve risk including the potential loss of principal. http://www.finra.org/ http://www.sipc.org/ http://joinfsc.com/disclosures/socialmedia