Transfer1 has been incorporated in January 2022 with a share capital of EUR 1 million. Transfer1 SA has the ambition to operate payment services under an Electronic Money Institution license, Account Information Service license and Payment Initiation Service license, all 3 applied for at the National Bank of Belgium. Transfer1's mission is to provide to all brands, operating legally and in compliance with the prevailing regulations, access to quality financial services essential to their activities. Thanks to Transfer1's modular offer, brands can assemble a solution adapted to their best use cases. We are developing an innovative alternative financial service offers (embedded finance), for merchants, which are at risk with their providers and/or are not well served by their current providers. As such, Transfer1 aims to offer to merchants a viable alternative to the solutions of the current PSPs and banks (who are more and more de-risking), offering embedded finance solutions leveraging on trustable brands. We offer the opportunity to mitigate the risks of relationship termination caused by the de-risking policies of the current providers. Transfer1's values are seamless, passion, openness and transparency. The minimum viable product of Transfer1 will consist of an e-Money payment account connected to the SEPA Instant scheme - which enables the transfer between European of up to 100.000 euros in less than 10 seconds - and on top of which more capabilities, such as open banking with instant reporting, will be offered.