Cedar River Finance Company, Inc. was born with over 125 years of lending experience. The owners, formerly with Smulekoff's Furniture, decided to leverage years in financing and caring for retail customers to concentrate on the consumer financing, invoicing, and debt collection needs of small businesses and independent distributors. Cedar River Finance's goal is to partner with businesses, like yours, to increase your sales, improve cash flow and grow your business. We are dedicated to helping businesses grow by providing affordable consumer financing & debt collection options.