Development Loans - Interest rate of 13% p.a. on reducing balance payable in three [3] years. Loan amount three [3] times the deposit. General Loans - Interest rate of 13% p.a. on reducing balance payable in two [2] years. Loan three [3] times the deposit. School Fees Loans - Interest rate of 12% p.a. on reducing balance payable in one [1] year. Loan three [3] times the deposit. Suluhisho Pap - Interest rate 10%, Maximum KES 20,000, minimum KES 1,000.Pay slip required. Junior Account - This is an account designed to provide a platform for parents to save for their children who are under the age of 18 years. Mavuno / Christmas Saving - Mavuno account gives members a platform to save for the Christmas festive season.