Millions of children from low-income areas lack financial literacy. Financial literacy that starts at a young age will give that child a lifelong advantage and make that child a financially responsible adult. Financial books Are Important and even the presence of this information improves their lifelong outcome. Financial resources will help set each and every one of them up for success by increasing their educational success, intelligence, decision-making, and healthy choices at a young age. Despite all this, low-income areas typically do not have access to this information. So, they are at a disadvantage from the start. This creates an endless cycle of poverty all over the world.