zIngenuity, Inc. is a mortgage risk consulting firm headquartered in Irving, Texas, focused on helping lenders the ever changing mortgage finance landscape. Founded in 2005 by mortgage industry veterans, zIngenuity’s initial focus was to assist lenders in enhancing value and income from their mortgage insurance and captive reinsurance company investments. In 2009, the firm added defense and resolution services to its offerings and advocated for our lender clients to resolve issues related to mortgage insurance rescissions and denials, as well as investor repurchase demands. Our service offerings have continued to evolve and now include: • Origination & Servicing Quality Control • Mortgage Origination Services • Mortgage Repurchase and MI Rescission Defense • Mortgage Insurance Services • Litigation Support zIngenuity is also an active acquirer of run-off lender captive reinsurance companies. To learn more about zIngenuity, visit our website at www.zingenuity.com