Homestead Funds is a mutual fund company that was created in 1990 to give National Rural Electric Cooperative Association (NRECA) members a convenient way to obtain professional and affordable money management. While Homestead proudly serves the cooperative community, we welcome all investors. Homestead has over 30 years of experience and offers a variety of no-load mutual funds. None of your investment is spent on sales commissions, assuming you buy shares directly from Homestead Funds, meaning the full amount you invest goes to work for you. While all mutual funds incur expenses, Prudence, discipline and an unwavering commitment to our clients are the cornerstones of our investment approach, and are applied to our portfolios everyday by our team of professional managers. Investing in mutual funds involves risk, including the possible loss of principal. Investors should carefully consider fund objectives risks, charges and expenses before investing. The prospectus contains this and other information about the funds and should be read carefully before investing. To obtain a prospectus, call 800.258.3030 or download a PDF at homesteadfunds.com. Homestead Funds' investment advisor and/or administrator, Homestead Advisers Corporation, and distributor, Homestead Financial Services Corporation, are indirect, wholly owned subsidiaries of NRECA.