Oxford Retirement & Estate Planning is a 𝙦𝙪𝙖𝙡𝙞𝙩𝙮-𝙙𝙧𝙞𝙫𝙚𝙣 financial solutions firm, 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗶𝗻𝗱𝗶𝘃𝗶𝗱𝘂𝗮𝗹𝘀 & 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗽𝘂𝗿𝘀𝘂𝗲 & 𝗮𝗰𝗵𝗶𝗲𝘃𝗲 𝘁𝗵𝗲𝗶𝗿 𝘂𝗹𝘁𝗶𝗺𝗮𝘁𝗲 𝗴𝗼𝗮𝗹𝘀. Being able to find strategies for many of life's needs is our primary focus, whether you are working & saving for retirement or living in it. Our firm has long-standing relationships with a variety of financial companies offering a 𝘄𝗶𝗱𝗲 𝗮𝗿𝗿𝗮𝘆 𝗼𝗳 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 & 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀. This allows us to 𝗱𝗲𝘀𝗶𝗴𝗻 𝗽𝗹𝗮𝗻𝘀 𝙩𝙖𝙞𝙡𝙤𝙧𝙚𝙙 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗻𝗲𝗲𝗱𝘀 & 𝗴𝗼𝗮𝗹𝘀. As independent advisors, we have the ability to choose the companies we feel provide the best services at the best value. We welcome the opportunity to discuss ideas or alternatives with you via telephone or in person. Investment advisory services made available through AE Wealth Management, LLC (AEWM). AEWM and Hybrid Retirement Solutions, LLC DBA Oxford Retirement & Estate Planning are not affiliated companies. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this page shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady & reliable income streams on this page refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength & claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges, & holding periods which vary by insurance company. Annuities are not FDIC insured. 1482633- 9/22.