Carizmic Home Loans was created by Carlos Ruiz on the foundation of not only creating a company but a family that is dedicated to giving our clients the best experience possible. Carlos has been helping families with their mortgage financing needs for over 27 years. He has closed over 10,000 home loans in his carrier and has the experience to help you with your financial needs. From the first time home buyer to the more experienced homeowner he will guide you through the home loan process with confidence that he will take care of any issues along the way. There is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisors, we are constantly expanding our knowledge and staying current on the latest mortgage and real estate trends so that we can offer you smart loan options and a superior loan experience – because at Carizmic Home Loans We Create Experiences That Matter. The team we have of experienced operations staff and loan officers are ready to help you with any questions or concerns you may have about throughout the process. My team and I emphasize listening first so we can provide you with personalized mortgage solutions, based on your unique circumstances and goals. We pledge to handle every facet of your transaction with professionalism, dedication, and personalized care. It’s our goal that you are 100% satisfied throughout the entire transaction. Let our passion make your home-ownership dreams a reality!