CU Button powers the automation of Credit Union loan underwriting. We accelerate decision times, improve the control & transparency over the process and reduce the amount of manual intervention & subjectivity. CU Button automatically analyses Credit Union members current accounts and categorises their transactions to feed into a more accurate and timely creditworthiness assessment. Using a predefined set of rules, such as the Insolvency Service Ireland Affordability Guidelines along with Credit Union specific tailoring, the platform calculates a repayment capacity and supports the loan officer to understand the risk profile & credit eligibility of members. The platform is fully PSD2 ready which means the integration with accounts across all financial institutions is seamless. With PSD2, Credit Unions can boost their member experience by connecting directly to their members' information, thereby driving more accurate & timely eligibility and engagement. CU Button enables multi-channel access to this digital underwriting capability. We facilitate rapid in-person or online decision making & information capture, direct online member engagement and channel partner engagement (such as car finance on forecourts).