OnoPay is a Fintech that works on developing a new way for migrant workers to manage their money across borders. 250 million migrant workers around the globe all face the issue that they are earning money in their host countries and then need to remit funds back home, which usually involves one or all of the following: high fees, an inefficient remittance system and sometimes days of delay until the funds become available for the recipients. We set out on a mission to create a novel approach on how to manage money efficiently and cost-saving across borders, starting with the Philippines and the millions of Overseas Filipino Workers.