Blue Cross Life is a federally-licensed company with operations located in each province across Canada. The Company is owned by six shareholders, operating as Pacific Blue Cross, Alberta Blue Cross, Saskatchewan Blue Cross, Manitoba Blue Cross, Blue Cross Canassurance, and Medavie Blue Cross. The Company specializes in life insurance, living benefits and disability income protection products to supplement the portfolio of health and dental products distributed by its shareholder Blue Cross plans. The Company’s products are marketed, sold and serviced by the regional Blue Cross Plans. The Company’s Corporate Office manages the non-operational and oversight requirements of the organization (e.g. accounting, actuarial, financial, investment management, product development, reinsurance negotiation, regulatory compliance, risk management, data quality program, business systems, taxation and training).