ALLIN is the first scalable solution that offers attractive risk adjusted financing returns with sustainable social impact by leveraging its transactional and farmer-centric digital platform. ALLIN is an Agri-food focused financial technology that extends “hassle-free financing directly to smallholder farmers”, which is timely, non-collateralized, data-driven, and leverages blockchain technology. This comes in the form of eNotes (fully electronic promissory notes) as a negotiable and flexible payment instrument. Together with our multidimensional; (i) D-Risk Index; (ii) Real-time on-farm intelligence; (iii) ESG/Carbon metric protocol; from “Sow through Harvest” this changes the way of smallholder farmer financing for financial institutions. This innovative, technology-driven way of financing and risk management will allow farmers to have a free-flowing cash flow to manage their farming and build a capital base and resilience.