For over 35 years, Benefit Program Services, Inc. has provided licensed Life and Health insurance producers with the very finest products, service, and compensation. Our approach is simple, yet unique in today's marketplace: We create a "full service" experience for each of our producers, providing real-time solutions for his or her needs. * Low Cost Term * Permanent Life (Whole Life, UL, and Indexed UL) * Long Term Care Insurance * Disability Income * Impaired Risk Underwriting * Annuities * Medicare Supplement & Part D (PDP) * International Medical * Trip Cancellation Insurance