Astute Cairns (known as the Head Office of the Astute North Queensland group) is a full service office providing Finance, Insurance and Wealth services that opened in 2000. Owned and operated by John and Orla Watts, they and their team offer a full financial services suite incorporating home loans, commercial and business lending as well as equipment finance, personal loans and all types of insurance.. We offer access to an extensive lending panel and pride ourselves on making the sometimes daunting process of obtaining finance as easy and uncomplicated as possible. Previously known as Cairns Home Loans, Astute Cairns is home to over 10 Residential Brokers, 2 Equipment Finance Brokers and 2 Financial Planners. Astute Cairns is part of the Astute North Queensland group that also has offices in Atherton, Ayr, Mareeba and Port Douglas.