We combine tech, data analytics and exceptional customer service to offer intelligent lending that makes life easy. Our simple, fast microfinance solutions can be accessed through our branches, apps and websites in South Africa, Tanzania, Uganda and Zambia. Our Group comprises Cobol and Dunami (www.cobol.co.za & www.dunami.co.za), Unity Finance (www.unityfinance.co.zm) and Ultimate Finance (www.ultimatefinance.co.tz)