A name and advice that you can trust. Description Cote Financial Management is a financial services firm that advises clients in the complex area of personal and corporate finance. Specializing in areas of investment management, retirement planning (personal and corporate 401(k)'s), tax planning, estate planning, and insurance needs analysis. General Information Founded in April of 2010 as an SEC registered advisory firm. CFM utilizes Charles Schwab as it's custodian of assets and adminstrative support.