Loman-Ray is an independent insurance agency based in central Illinois, serving individuals, families, businesses, farms, and public entities against risks of all kinds. Headquartered in Champaign with locally staffed offices in a dozen central Illinois communities. Loman-Ray is truly a full-lines agency with departments catering to personal lines like home and auto, commercials lines, ag lines like farm and crop, life insurance, and health and ancillaries for individuals and groups of all sizes.