ICAP CRIF (previously ICAP S.A. group of companies), with 58 years of successful presence in Greece, Romania, Bulgaria and Cyprus, is the market leader in Credit Risk & Business Information Solutions in Southeastern Europe. As of December 23, 2021, ICAP CRIF is a wholly owned company of CRIF. ICAP CRIF, through 6 companies, provides innovative solutions to a wide range of business challenges, which are grouped into 5 categories: Business Information & Credit Risk Solutions, Ratings & Analytics Services, Marketing & Sales Solutions, Technology Solutions and Advanced Analytics and Consulting Services. ICAP CRIF S.A. (previously ICAP S.A.), is the only company in Greece that has been recognized as an External Credit Assessment Institution (ECAI) by the Bank of Greece, as well as, certified as a Credit Rating Agency (CRA), by the European Securities and Markets Authority (ESMA). About CRIF With 6,200 professional in 40 Countries of 4 Continents and 608M total Revenues, CRIF (www.crif.com) is a global company, specializing in Credit & Business Information Systems, Analytics, Outsourcing and Processing Services, as well as Advanced Digital Solutions for Credit and Open Banking.