Founded in 1981, Harmonia Corretora de Seguros, a Howden Broking Group company, has a strong presence in the domestic and international market and is among the largest Brazilian Insurance Brokers. Specialized in Employee Benefits, Property and Casualty, Risk Management and insurance consulting, Harmonia has partners in the United States and in several countries in Europe and Latin America together with the major international insurance networks. Harmonia provides its customers with an effective insurance consulting and a comprehensive range of quality insurance and risk management solutions, together with expert advice, so our clients are presented with complete solutions tailored to their needs. For more information, visit our website www.harmonia.com.br