Mowali was born from the common will of 2 major players in the African market to democratize the mobile money transfer and mobile payment. Thus, MTN and Orange created Mowali in november 2018, a joint venture dedicated to the development of interoperability, with the support of the GSMA and the Bill and Melinda Gate Foundation. Mowali, the world’s leading industrial scheme dedicated to interoperability, combines the expertise of each of these two partners and offers the players a simple and modern solution designed to simplify deployment of payment and transfer no matter the operator.