The ONLINE Utility Exchange is the overwhelming choice of utility providers nationwide who want to eliminate their bad debt via enhanced credit reports and industry-leading collections services. Through our proprietary Exchange Network, our clients receive the most up to date information regarding applicants' payment history, helping them to prevent bad debt upfront and decrease annual write-offs. Available via the internet or through integrations with leading CIS platforms, the ONLINE Utility Exchange also offers tools to help utilities comply with important regulations, including the Red Flag Rules and Dodd-Frank.