UnionGoldenPay Ltd., also known as UNGPAY, is a Financial Institution established in Malta since 2016.The Company has been officially granted a License of Electronic-money Institution by Malta Financial Services Authority (MFSA) in 2017. Our Mission Providing compound payment solutions against solid risk management and compliance to promote global business development with innovative cross-border payment platforms. Along with developed countries continued to impose trade restrictions with sliding business and consumer confidence, China continues to enhance regional and inter-region trading and investment environment. The Chinese were increasingly keen to overseas tourism consumption and e-commerce, and the number of overseas students also continued to grow. UNGPAY aims to develop its online and offline cross-border payment services along with the growing exchanges of trade, investment and tourism between Europe and Asia.