Located at all Independent Bank locations; our Wealth Management Team is committed to helping individuals, corporations, small businesses and municipalities achieve their unique goals, while also developing and supporting successful professionals and helping our communities prosper. The IB Wealth Management Team has over 135 years of investment and planning experience combined and are dedicated to continually expanding our level of expertise. We are focused on your individual goals and objectives and strive to assist you in being financially independent. It is our mission to build a long standing relationship. IB Wealth Management takes pride in being Independent. This means that our advice and recommendations are free from bias or conflicts or interest. We do not have any proprietary products which provides the client, peace of mind knowing that any advice or recommendations are in their best interest and tailored to achieve their goals and objectives. Our Investment Executives are registered for securities and licensed for insurance throughout the state of Michigan. We are also registered with Cetera Investment Services LLC, a registered Broker/Dealer and member FINRA/SIPC. Cetera Investment Services is one of the nation’s leading brokerage firms providing brokerage services at banks and credit unions throughout the country. Securities & insurance products are offered through Cetera Investment Services LLC, (doing business in CA as CFGIS Insurance Agency), Member FINRA/SIPC. Advisory services are offered by Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera Investment Services OSJ: 230 W. Main St., Ionia, MI 48846.