At Topos, we believe that in a globalised digital world, advanced technology shall ensure ubiquitous access to fair financial services, regardless of wealth, location, or availability of high-speed connectivity. We are committed to: Building the world’s largest B2B2C last mile financial network that serves local microeconomies and connects them to the world; Enhancing the transparency, traceability and inclusivity of incoming cash flows in recipient microeconomies; Offering ethical financial services such as interest-bearing accounts, cross-border collateralisation of microloans, and instant transactions, to members of local microeconomies highly relying on cash inflows (e.g. remittances, humanitarian funds, donations). The Topos core business is in line with the highest ethical and regulatory standards. Our vision is supported by similar-minded global governative and non-governative institutions, donors, and investors: - Bill & Melinda Gates Foundation; - Islamic Bank for Development; - European Commission; - World Food Programme.