We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do, we actually underwrite the loan before issuing a pre-approval letter. Seller’s agents love working with us because they know that a pre-approval letter from NorthStar means they will not have to re-list the property and have to sell the same house twice. What you get with NorthStar: • Best Rates can actually come with the Best Service • Ironclad Pre-Approvals: we will review all your documents and get you all the way to closing, not just send you a piece of paper to get your offer accepted. • Purchase Transactions: with NorthStar Closings happen On Time, Every Time • First Time Homebuyers: we don’t just give you a pre-approval; we are with you as your guide each step of the way from start to finish. • Cash-out Refinance: we help you tap into the equity of your home – the cheapest form of financing out there. • ARM to Fixed Refinance: are you worried about the Federal Reserve raising rates in the coming months? You don’t have to be. • Shorten the Term of your Mortgage: don’t want to keep paying your mortgage for 30 years, refinance and pay it off in 25, 20, 15, 10, or anywhere in between.