Based on a customer’s specific circumstance or need, Lawrence and his team try to focus on the fact that no matter what the situation, State Farm has a product that can satisfy that coverage area. The Lawrence Neal State Farm Insurance Agency offers the basic coverages that most people need to satisfy personal and local requirements for where they reside. On the personal liability side, they have all products relative to homeownership, renter’s insurance, and commercial insurance for businesses both large and small. The types of insurance coverage offered through Lawrence Neal’s agency are: · Auto Insurance · Homeowner’s Insurance · Life Insurance · Renter’s Insurance · Property Insurance · Business Insurance · Disability Insurance · Health Insurance Lawrence’s office can help a customer in every stage of life. For example, traditional life insurance policies, along with auto, homeowners or renters policies, can help throughout each stage a “Life Event” happens. With State Farm, they can find protective policies that fit their needs now and well into their future. This enables Lawrence and his team to grow with customers throughout the years and adjust their policies to coincide with the changes in their lives. The main customer base is primarily focused on auto and some form of homeowner’s insurance. Homeowner’s type policies could include renter’s, condos, townhomes, etc. and most people have those policies because it's required or mandated. Therefore, the majority of his current clients fall into those categories. That said, the agency also deals with a handful of small business owners. In 2019, State Farm began to offer variable life insurance alongside their traditional life insurance, term insurance, and permanent insurance (universal life and whole insurance).