FSW Funding was founded in 2001 with the goal of offering flexible and affordable factoring programs to small businesses. Since that time, we have grown into a company with an annual factoring volume of approximately $150 million to $200 million, and have become a respected member of the finance community. FSW provides immediate funding to small businesses by advancing funds against an approved commercial invoice. The remainder of the invoice, less factoring fees, will be given to the client when the invoice is paid in full. FSW can also assist small businesses by providing credit and limited collection services for accounts receivables management. Our structure allows us to offer personalized, one-on-one relationship service to each of our clients. Each client has immediate access to a decision maker because we understand our client's needs and offer them the peace of mind they seek. We can offer clients quick decisions because we eliminate red tape, bureaucracy and unnecessary delays. Our goal is to look for companies with good management and give them the resources to grow and expand. We believe it is our combination of financial flexibility and personalized service which sets us apart from other factors, and puts FSW in a class by itself.