Robou provide lenders with turn-key access to advances in artificial intelligence derived from genetics and particle physics through a range of nonlinear, dynamic models which radically outperform traditional approaches. Robou has a suite of solutions based around our flagship product, RoboUnderwriter. Recent massive increases in processing power relative to cost have enabled the practical use of our technology and it has been used in over 1.5 million credit applications to date. Our machine learning based models provide robotic process automation and risk-based pricing for secured and unsecured consumer credit, retail finance, motor finance, and SME lending along with deep learning-based instant KYC. All available via API.